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Payroll Audit Tools

At the beginning of your workers' compensation policy term, your premium is estimated based on projected annual payroll. After the policy expires, an annual premium audit is conducted to determine your final premium costs based on actual payroll.

The following resources can aid you in your payroll audit preparations.





  • You can take control of the payroll premium audit process by anticipating and preparing the information your insurance company needs to prevent inadvertent overcharges, saving your company money in the process. 

  • Unlike the estimated premium originally used to calculate your workers’ compensation insurance premium, an annual premium audit determines the accurate costs for the policy period. There can be vast differences between the estimated and actual premiums, so the audit process is extremely important. To bypass audit errors that tend to inflate workers’ compensation premiums, utilize this checklist.





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