Plain and simple. Accidents can and do happen in the workplace. Workers’ compensation insurance helps you protect one of your businesses’ most valuable assets, your employees, should they be injured or become ill while performing their job duties. Worker’s compensation coverage also protects you, the small business owner, by providing legal liability coverage in the event the business faces legal expenses or damages which may arise from workplace injury or illness. 

Your Workers’ Compensation insurance can protect you from: 

• Medical costs associated with claim 
• Wage replacement for injured employee 
• Coverage for ongoing care and rehabilitation
• Disability payments
• Death benefits to families


For more information on Workers' Compensation in Missouri, visit Missouri Department of Labor or check out our FAQ page.